Built by Business People For Business People
Fast First Funding was founded with one mission: make business capital accessible to every owner who deserves it — not just those who fit a bank’s narrow definition of creditworthy.
Our Mission
We Exist to Say YES When Banks Say No.
Every year, hundreds of thousands of healthy, profitable small businesses are denied funding by traditional banks. Not because they are failing — but because they do not have three years of pristine tax returns, an 800 credit score, and real estate to put up as collateral.
Fast First Funding was built to fix that. We look at your revenue, your momentum, and your potential. If your business is generating sales, we have a path to fund you — fast, transparently, and with a human who actually cares about your outcome.
Fast First Funding was built to fix that. We look at your revenue, your momentum, and your potential. If your business is generating sales, we have a path to fund you — fast, transparently, and with a human who actually cares about your outcome.
What We Believe
- Revenue is a better measure of business health than credit score alone.
- Business owners deserve transparency — no hidden fees, no confusing terms, no surprises.
- Speed matters. The right capital at the right moment can change everything for a small business.
- Every business owner deserves a real human advisor, not a faceless automated system.
- Success is shared — when our clients grow, we grow with them.
By The Numbers
We fund businesses Across the Country
From coast to coast, we’ve built a network that reaches where traditional banks won’t. Our platform operates in all fifty states, making sure capital gets to the owners who need it most.
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$2MMaximum Funding Available
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500+Industries We’ve Funded
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24hFastest Funding Timeline
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50States We Operate In
The Full Process
Your Funding Journey Step By Step
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1. Complete the Online ApplicationStart at our secure online application page. Enter basic personal and business information. The entire application takes most business owners less than 3 minutes to complete, available 24 hours a day, 7 days a week. All data is transmitted using 256-bit SSL encryption from the moment you begin.
✓ Basic business and personal information
✓ 4 months of bank statements required
✓ Soft pull only — no credit impact -
2. Upload Your Documents SecurelyAfter submitting, upload your supporting documents through our encrypted portal. All files are virus-scanned, encrypted at rest with AES-256, and stored on bank-level secure servers. Only your assigned advisor can access your file.
✓ 4 months business bank statements
✓ Voided business check
✓ Optional: tax returns for larger amounts -
3. A Real Advisor Reviews Your FileWithin 1 to 4 business hours, a dedicated human funding advisor is assigned to your file. They review your application and analyze your bank statements. We look at your monthly revenue, growth trajectory, and potential — not just a credit score.
✓ Thorough review by a real person
✓ Same-day analysis in most cases
✓ Advisor calls or emails you directly
✓ Zero obligation at this stage -
4. Review Your Funding OfferYour advisor presents one or more funding options tailored to your business. You receive full transparency on the funding amount, factor rate, repayment structure, and total cost. Zero pressure, zero obligation.
✓ Multiple offers to compare
✓ All terms explained in plain language
✓ Take as long as you need to decide
✓ No commitment required to review -
5. E-Sign Your AgreementOnce you accept your offer, we send a digital contract through our secure e-signature platform. Sign from any device in minutes. No printing, no faxing, no trips to an office. Written in plain language so you know exactly what you are signing.
✓ Sign from phone, tablet, or computer
✓ No printing or faxing required
✓ Plain language agreement
✓ Advisor available for final questions -
6. Get FundedAfter your signed agreement is received, funds are deposited directly into your business bank account via ACH. Most clients receive money the same business day they sign. Use the funds however your business needs — no restrictions, no reporting required.
✓ Direct deposit to your account
✓ Same-day funding in most case
✓ No restrictions on use of funds
✓ Renew when 50% is repaid
After You Are Funded
How Repayment Works
For MCAs and Revenue-Based Financing, repayment is automatic and flexes with your revenue.
Small daily percentage
A fixed percentage of your daily card sales is automatically remitted. On a strong day you pay more. On a slow day you pay less. Your payment always matches your revenue.
Fully automatic
Repayment is handled automatically. No manual payments to remember, no due dates to miss, no late fees. Entirely hands-off for you.
Potential Renew at 50% Paid
Once you have repaid 50% of your advance, you may become eligible to renew — often for a higher amount. Many clients renew multiple times as they grow.
Our Values
Bridging the Bank Funding Gap for Every Owner
We started Fast First Funding to provide small business loans to those who were tired of being turned away by big banks.
Transparency first
We believe you deserve to understand every number in your agreement before you sign. No hidden fees, no fine print surprises. What you see is what you pay.
Speed Without Compromise
We move fast because timing is everything in business. Every application receives thorough, careful attention from a real human advisor who wants to get you the right deal.
People Over Process
Every application is reviewed by a human being, not an algorithm. Your advisor takes time to understand your business, your goals, and your challenges.
Our Values
The Standards We Hold Ourselves To
We built Fast First Funding on three principles that guide every decision we make. These are not marketing slogans — they are the standards we hold ourselves to every single day.
Long-term relationships
We are not here for one transaction. Our goal is to be your funding partner for the life of your business. We keep our commitments and are always here when you need to renew.
Accessibility for All
We believe capital should not be gated by a credit score. We work with businesses across all credit profiles, extensive industries, and all stages of growth.
Security You Can Trust
We handle your most sensitive financial information with bank-level encryption, secure document storage, and strict access controls at every step.